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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,067 | $68,097+57.2% | $62,929+70.1% | $137,256-22.0% |
| Participation rate | 61.9% | 77.4%-15.5pp | 73.1%-11.2pp | 80.0%-18.1pp |
| Annual return | 30.18% | 1859.11%-1828.9pp | 1063.93%-1033.7pp | 220.34%-190.2pp |
| Employer contribution / active EE | $3,469 | $2,811+23.4% | $2,505+38.5% | $4,156-16.5% |
| Participant deferral / active EE | $6,760 | $4,553+48.5% | $3,888+73.9% | $6,407+5.5% |
| Admin fee / account holder | $57,237 | $6,521+777.7% | $5,065+1030.2% | $12,270+366.5% |