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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,389 | $154,228+77.9% | $145,433+88.7% | $137,256+99.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.05% | 74.59%-53.5pp | 66.58%-45.5pp | 220.34%-199.3pp |
| Employer contribution / active EE | $6,645 | $4,804+38.3% | $4,554+45.9% | $4,156+59.9% |
| Participant deferral / active EE | $8,802 | $8,216+7.1% | $7,897+11.5% | $6,407+37.4% |
| Admin fee / account holder | $1,137 | $14,344-92.1% | $13,129-91.3% | $12,270-90.7% |