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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,962 | $183,539+135.9% | $155,556+178.3% | $145,897+196.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.87% | 61.31%-46.4pp | 64.84%-50.0pp | 552.29%-537.4pp |
| Employer contribution / active EE | $13,353 | $5,315+151.2% | $4,675+185.6% | $4,663+186.4% |
| Participant deferral / active EE | $11,290 | $6,467+74.6% | $5,631+100.5% | $6,689+68.8% |
| Admin fee / account holder | $6,791 | $19,275-64.8% | $15,885-57.2% | $13,390-49.3% |