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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,364 | $62,177+21.2% | $81,370-7.4% | $74,478+1.2% |
| Participation rate | 40.6% | 64.1%-23.4pp | 69.5%-28.9pp | 67.2%-26.6pp |
| Annual return | 13.23% | 16.62%-3.4pp | 24.85%-11.6pp | 1370.56%-1357.3pp |
| Employer contribution / active EE | $933 | $1,881-50.4% | $2,464-62.1% | $2,626-64.5% |
| Participant deferral / active EE | $1,740 | $3,219-45.9% | $3,885-55.2% | $4,350-60.0% |
| Admin fee / account holder | $2,606 | $1,927+35.2% | $5,749-54.7% | $1,946+33.9% |