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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,255 | $166,242+24.7% | $165,071+25.6% | $145,884+42.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.05% | 100.44%-88.4pp | 70.17%-58.1pp | 551.85%-539.8pp |
| Employer contribution / active EE | $15,215 | $5,283+188.0% | $4,347+250.0% | $4,662+226.3% |
| Participant deferral / active EE | $4,837 | $6,964-30.6% | $6,035-19.9% | $6,690-27.7% |
| Admin fee / account holder | $1,789 | $16,658-89.3% | $12,695-85.9% | $13,392-86.6% |