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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,120 | $63,354-73.0% | $94,105-81.8% | $82,637-79.3% |
| Participation rate | 58.6% | 63.8%-5.2pp | 71.9%-13.3pp | 68.1%-9.4pp |
| Annual return | 21.11% | 34.36%-13.3pp | 204.55%-183.4pp | 53.51%-32.4pp |
| Employer contribution / active EE | $639 | $1,760-63.7% | $2,504-74.5% | $2,552-74.9% |
| Participant deferral / active EE | $1,917 | $2,873-33.3% | $3,881-50.6% | $4,126-53.5% |
| Admin fee / account holder | $927 | $5,073-81.7% | $6,199-85.0% | $7,339-87.4% |