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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,022 | $41,016-29.2% | $152,093-80.9% | $64,097-54.7% |
| Participation rate | 74.3% | 51.3%+22.9pp | 77.8%-3.5pp | 55.2%+19.1pp |
| Annual return | 23.35% | 39.60%-16.2pp | 66.36%-43.0pp | 34.64%-11.3pp |
| Employer contribution / active EE | $2,184 | $1,342+62.7% | $4,175-47.7% | $1,891+15.5% |
| Participant deferral / active EE | $4,076 | $1,927+111.5% | $5,451-25.2% | $3,080+32.3% |
| Admin fee / account holder | $4,434 | $2,305+92.4% | $14,497-69.4% | $3,454+28.4% |