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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,568 | $51,638+40.5% | $68,368+6.1% | $82,448-12.0% |
| Participation rate | 85.3% | 63.6%+21.7pp | 73.8%+11.5pp | 68.1%+17.2pp |
| Annual return | 13.73% | 37.53%-23.8pp | 292.57%-278.8pp | 41.64%-27.9pp |
| Employer contribution / active EE | $9,658 | $2,047+371.9% | $2,649+264.6% | $2,551+278.6% |
| Participant deferral / active EE | $5,243 | $2,914+80.0% | $4,123+27.2% | $4,139+26.7% |
| Admin fee / account holder | $11,029 | $4,643+137.5% | $5,150+114.2% | $7,234+52.5% |