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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,743 | $58,311+17.9% | $81,882-16.0% | $80,959-15.1% |
| Participation rate | 90.9% | 63.5%+27.4pp | 72.4%+18.5pp | 67.7%+23.2pp |
| Annual return | 11.10% | 41.85%-30.7pp | 779.47%-768.4pp | 35.67%-24.6pp |
| Employer contribution / active EE | $11,914 | $2,347+407.7% | $2,916+308.6% | $2,757+332.1% |
| Participant deferral / active EE | $4,982 | $3,287+51.6% | $4,323+15.2% | $4,300+15.8% |
| Admin fee / account holder | $2,341 | $4,752-50.7% | $7,360-68.2% | $6,925-66.2% |