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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,568 | $61,125+18.7% | $94,057-22.8% | $87,485-17.1% |
| Participation rate | 85.3% | 64.1%+21.2pp | 73.3%+12.0pp | 68.9%+16.4pp |
| Annual return | 13.73% | 35.20%-21.5pp | 480.62%-466.9pp | 26.06%-12.3pp |
| Employer contribution / active EE | $9,658 | $2,136+352.0% | $2,933+229.3% | $2,596+272.0% |
| Participant deferral / active EE | $5,243 | $3,260+60.8% | $4,709+11.3% | $4,274+22.7% |
| Admin fee / account holder | $11,029 | $5,629+95.9% | $7,244+52.2% | $7,775+41.9% |