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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,035 | $129,737-64.5% | $119,126-61.4% | $154,746-70.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 10.08% | 379.08%-369.0pp | 282.11%-272.0pp | 172.34%-162.3pp |
| Employer contribution / active EE | $2,617 | $4,375-40.2% | $4,034-35.1% | $4,379-40.2% |
| Participant deferral / active EE | $4,127 | $5,842-29.4% | $5,318-22.4% | $6,730-38.7% |
| Admin fee / account holder | $465 | $11,961-96.1% | $10,693-95.7% | $14,365-96.8% |