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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,898 | $183,539-9.1% | $155,556+7.3% | $145,897+14.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.90% | 61.31%-53.4pp | 64.84%-56.9pp | 552.29%-544.4pp |
| Employer contribution / active EE | $3,403 | $5,315-36.0% | $4,675-27.2% | $4,663-27.0% |
| Participant deferral / active EE | $7,188 | $6,467+11.1% | $5,631+27.6% | $6,689+7.5% |
| Admin fee / account holder | $3,818 | $19,275-80.2% | $15,885-76.0% | $13,390-71.5% |