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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,620 | $100,970-70.7% | $96,576-69.3% | $137,256-78.4% |
| Participation rate | 54.5% | 82.6%-28.1pp | 81.4%-26.9pp | 80.0%-25.4pp |
| Annual return | 16.24% | 38.16%-21.9pp | 38.47%-22.2pp | 220.34%-204.1pp |
| Employer contribution / active EE | $1,274 | $3,809-66.5% | $3,553-64.1% | $4,156-69.3% |
| Participant deferral / active EE | $1,592 | $8,286-80.8% | $7,956-80.0% | $6,407-75.2% |
| Admin fee / account holder | $99 | $11,312-99.1% | $11,381-99.1% | $12,270-99.2% |