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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,539 | $185,312-44.7% | $161,489-36.5% | $154,746-33.7% |
| Participation rate | 61.5% | 82.5%-20.9pp | 78.7%-17.2pp | 80.7%-19.2pp |
| Annual return | 15.19% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $4,007 | $4,769-16.0% | $4,268-6.1% | $4,379-8.5% |
| Participant deferral / active EE | $7,756 | $6,350+22.2% | $5,630+37.8% | $6,730+15.2% |
| Admin fee / account holder | $402 | $18,654-97.8% | $16,006-97.5% | $14,365-97.2% |