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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,539 | $172,111-40.4% | $150,298-31.8% | $137,256-25.3% |
| Participation rate | 61.5% | 81.7%-20.2pp | 77.8%-16.2pp | 80.0%-18.4pp |
| Annual return | 15.19% | 69.37%-54.2pp | 62.79%-47.6pp | 220.34%-205.1pp |
| Employer contribution / active EE | $4,007 | $4,636-13.6% | $4,154-3.5% | $4,156-3.6% |
| Participant deferral / active EE | $7,756 | $6,166+25.8% | $5,453+42.2% | $6,407+21.1% |
| Admin fee / account holder | $402 | $16,471-97.6% | $14,116-97.1% | $12,270-96.7% |