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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO LP Service code 26 · EIN 43-0345811 | Advisory (Participants) | $72,606 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $11,022 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $8,067 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,043 | $96,805+8.5% | $153,741-31.7% | $77,762+35.1% |
| Participation rate | 99.7% | 81.6%+18.1pp | 77.1%+22.6pp | 70.6%+29.1pp |
| Annual return | 13.66% | 14.39%-0.7pp | 15.71%-2.1pp | 31.27%-17.6pp |
| Employer contribution / active EE | $5,505 | $5,232+5.2% | $5,042+9.2% | $2,728+101.8% |
| Participant deferral / active EE | $7,702 | $6,601+16.7% | $6,757+14.0% | $4,651+65.6% |
| Admin fee / account holder | $437 | $182+140.1% | $12,749-96.6% | $433+1.0% |