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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,556 | $87,106+4.0% | $105,607-14.3% | $80,935+11.9% |
| Participation rate | 96.7% | 70.4%+26.2pp | 75.3%+21.4pp | 67.7%+29.0pp |
| Annual return | 16.98% | 17.01%0pp | 116.11%-99.1pp | 35.66%-18.7pp |
| Employer contribution / active EE | $6,458 | $2,396+169.5% | $3,167+103.9% | $2,757+134.3% |
| Participant deferral / active EE | $4,279 | $3,986+7.3% | $5,011-14.6% | $4,299-0.5% |
| Admin fee / account holder | $6,746 | $8,447-20.1% | $10,958-38.4% | $6,924-2.6% |