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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,707 | $154,228+102.8% | $145,433+115.0% | $137,256+127.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.71% | 74.59%-57.9pp | 66.58%-49.9pp | 220.34%-203.6pp |
| Employer contribution / active EE | $4,028 | $4,804-16.2% | $4,554-11.6% | $4,156-3.1% |
| Participant deferral / active EE | $12,952 | $8,216+57.6% | $7,897+64.0% | $6,407+102.2% |
| Admin fee / account holder | $1,500 | $14,344-89.5% | $13,129-88.6% | $12,270-87.8% |