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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,171 | $88,754-72.8% | $81,820-70.5% | $145,877-83.4% |
| Participation rate | 94.4% | 75.1%+19.4pp | 72.4%+22.1pp | 80.3%+14.1pp |
| Annual return | 9.98% | 1031.77%-1021.8pp | 777.93%-767.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $1,839 | $3,085-40.4% | $2,915-36.9% | $4,663-60.6% |
| Participant deferral / active EE | $3,080 | $4,648-33.7% | $4,323-28.8% | $6,691-54.0% |
| Admin fee / account holder | $3,355 | $8,424-60.2% | $7,391-54.6% | $13,402-75.0% |