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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,806 | $108,825+62.5% | $156,181+13.2% | $82,448+114.4% |
| Participation rate | 48.3% | 72.4%-24.1pp | 78.8%-30.6pp | 68.1%-19.8pp |
| Annual return | 22.39% | 20.59%+1.8pp | 64.87%-42.5pp | 41.64%-19.3pp |
| Employer contribution / active EE | $2,186 | $2,870-23.8% | $4,294-49.1% | $2,551-14.3% |
| Participant deferral / active EE | $4,860 | $4,577+6.2% | $6,132-20.7% | $4,139+17.4% |
| Admin fee / account holder | $15,337 | $9,341+64.2% | $14,586+5.1% | $7,234+112.0% |