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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,806 | $110,137+60.5% | $161,149+9.7% | $82,637+114.0% |
| Participation rate | 48.3% | 72.4%-24.1pp | 78.8%-30.6pp | 68.1%-19.8pp |
| Annual return | 22.39% | 20.69%+1.7pp | 21.16%+1.2pp | 53.51%-31.1pp |
| Employer contribution / active EE | $2,186 | $2,856-23.5% | $4,360-49.9% | $2,552-14.3% |
| Participant deferral / active EE | $4,860 | $4,575+6.2% | $6,153-21.0% | $4,126+17.8% |
| Admin fee / account holder | $15,337 | $9,467+62.0% | $15,194+0.9% | $7,339+109.0% |