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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,167 | $71,215-39.4% | $93,696-53.9% | $80,935-46.7% |
| Participation rate | 68.9% | 60.4%+8.5pp | 68.7%+0.2pp | 67.7%+1.3pp |
| Annual return | 11.28% | 11.27%0pp | 133.74%-122.5pp | 35.66%-24.4pp |
| Employer contribution / active EE | $525 | $1,565-66.5% | $2,422-78.3% | $2,757-81.0% |
| Participant deferral / active EE | $2,530 | $4,037-37.3% | $4,417-42.7% | $4,299-41.2% |
| Admin fee / account holder | $2,227 | $6,958-68.0% | $8,287-73.1% | $6,924-67.8% |