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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,136 | $160,070-42.4% | $147,117-37.4% | $145,897-36.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.61% | 98.69%-87.1pp | 420.54%-408.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $5,372 | $5,285+1.7% | $4,932+8.9% | $4,663+15.2% |
| Participant deferral / active EE | $8,061 | $8,419-4.3% | $8,0650% | $6,689+20.5% |
| Admin fee / account holder | $821 | $15,035-94.5% | $12,993-93.7% | $13,390-93.9% |