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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,196 | $99,921-11.7% | $85,009+3.7% | $145,959-39.6% |
| Participation rate | 52.6% | 74.1%-21.5pp | 67.5%-14.9pp | 80.3%-27.7pp |
| Annual return | 15.12% | 83.89%-68.8pp | 66.47%-51.4pp | 561.95%-546.8pp |
| Employer contribution / active EE | $1,364 | $3,233-57.8% | $2,728-50.0% | $4,661-70.7% |
| Participant deferral / active EE | $2,151 | $5,293-59.4% | $4,522-52.4% | $6,689-67.8% |
| Admin fee / account holder | $34,258 | $7,252+372.4% | $6,153+456.8% | $13,398+155.7% |