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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,196 | $100,203-12.0% | $85,240+3.5% | $145,897-39.5% |
| Participation rate | 52.6% | 74.1%-21.5pp | 67.5%-14.9pp | 80.3%-27.7pp |
| Annual return | 15.12% | 84.28%-69.2pp | 66.75%-51.6pp | 552.29%-537.2pp |
| Employer contribution / active EE | $1,364 | $3,242-57.9% | $2,735-50.1% | $4,663-70.7% |
| Participant deferral / active EE | $2,151 | $5,299-59.4% | $4,527-52.5% | $6,689-67.8% |
| Admin fee / account holder | $34,258 | $7,265+371.5% | $6,165+455.7% | $13,390+155.8% |