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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,196 | $100,073-11.9% | $85,126+3.6% | $145,877-39.5% |
| Participation rate | 52.6% | 74.1%-21.5pp | 67.5%-14.9pp | 80.3%-27.7pp |
| Annual return | 15.12% | 84.11%-69.0pp | 66.63%-51.5pp | 551.28%-536.2pp |
| Employer contribution / active EE | $1,364 | $3,236-57.9% | $2,731-50.1% | $4,663-70.7% |
| Participant deferral / active EE | $2,151 | $5,294-59.4% | $4,523-52.4% | $6,691-67.8% |
| Admin fee / account holder | $34,258 | $7,261+371.8% | $6,160+456.1% | $13,402+155.6% |