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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,448 | $90,691-75.2% | $76,119-70.5% | $145,884-84.6% |
| Participation rate | 40.0% | 74.5%-34.5pp | 69.1%-29.1pp | 80.3%-40.3pp |
| Annual return | 14.34% | 624.52%-610.2pp | 361.25%-346.9pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,967 | $3,329-40.9% | $2,693-27.0% | $4,662-57.8% |
| Participant deferral / active EE | $2,476 | $5,167-52.1% | $4,259-41.9% | $6,690-63.0% |
| Admin fee / account holder | $15,092 | $8,383+80.0% | $6,421+135.0% | $13,392+12.7% |