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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,738 | $99,995+91.7% | $85,063+125.4% | $145,978+31.3% |
| Participation rate | 81.0% | 74.1%+6.9pp | 67.5%+13.4pp | 80.3%+0.7pp |
| Annual return | 11.47% | 83.99%-72.5pp | 66.54%-55.1pp | 550.52%-539.1pp |
| Employer contribution / active EE | $12,169 | $3,231+276.6% | $2,727+346.2% | $4,662+161.0% |
| Participant deferral / active EE | $5,094 | $5,295-3.8% | $4,523+12.6% | $6,690-23.9% |
| Admin fee / account holder | $2,595 | $7,255-64.2% | $6,155-57.8% | $13,400-80.6% |