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| Provider | Service type | Compensation |
|---|---|---|
BALDWIN & BALDWIN PLLC1+ years Filed as: THE BALDWIN GROUP WEALTH ADVISORS L Service code 27 2050 MAIN ST STE 510 · IRVINE, CA 92614 | Advisory (Plan) | $31,515 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $19,829 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $7,735 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,506 | $78,976+45.0% | $100,383+14.1% | $74,546+53.6% |
| Participation rate | 98.0% | 79.5%+18.6pp | 81.5%+16.5pp | 67.2%+30.8pp |
| Annual return | 16.85% | 20.62%-3.8pp | 49.26%-32.4pp | 1366.03%-1349.2pp |
| Employer contribution / active EE | $923 | $3,019-69.4% | $3,944-76.6% | $2,624-64.8% |
| Participant deferral / active EE | $8,795 | $7,758+13.4% | $8,086+8.8% | $4,347+102.3% |
| Admin fee / account holder | $480 | $1,330-63.9% | $7,900-93.9% | $1,944-75.3% |