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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,692 | $166,089-2.6% | $164,928-2.0% | $145,978+10.8% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.6%+13.0pp | 80.3%+11.4pp |
| Annual return | 10.26% | 100.26%-90.0pp | 70.08%-59.8pp | 550.52%-540.3pp |
| Employer contribution / active EE | $1,392 | $5,276-73.6% | $4,343-68.0% | $4,662-70.1% |
| Participant deferral / active EE | $13,320 | $6,961+91.3% | $6,034+120.8% | $6,690+99.1% |
| Admin fee / account holder | $1,096 | $16,641-93.4% | $12,684-91.4% | $13,400-91.8% |