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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,279 | $81,334-50.5% | $113,397-64.5% | $64,097-37.2% |
| Participation rate | 71.7% | 65.6%+6.0pp | 76.5%-4.8pp | 55.2%+16.5pp |
| Annual return | 16.10% | 32.50%-16.4pp | 23.20%-7.1pp | 34.64%-18.5pp |
| Employer contribution / active EE | $641 | $2,077-69.1% | $2,977-78.5% | $1,891-66.1% |
| Participant deferral / active EE | $3,439 | $3,795-9.4% | $5,076-32.3% | $3,080+11.7% |
| Admin fee / account holder | $2,074 | $4,208-50.7% | $11,957-82.7% | $3,454-40.0% |