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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,279 | $85,515-52.9% | $112,040-64.0% | $67,986-40.8% |
| Participation rate | 71.7% | 68.2%+3.4pp | 76.5%-4.8pp | 57.2%+14.5pp |
| Annual return | 16.10% | 29.68%-13.6pp | 24.52%-8.4pp | 31.67%-15.6pp |
| Employer contribution / active EE | $641 | $2,191-70.7% | $2,954-78.3% | $2,019-68.2% |
| Participant deferral / active EE | $3,439 | $4,014-14.3% | $5,098-32.5% | $3,358+2.4% |
| Admin fee / account holder | $2,074 | $3,774-45.0% | $12,098-82.9% | $3,203-35.3% |