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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,972 | $160,070-68.8% | $147,117-66.0% | $145,897-65.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 28.40% | 98.69%-70.3pp | 420.54%-392.1pp | 552.29%-523.9pp |
| Employer contribution / active EE | $5,652 | $5,285+7.0% | $4,932+14.6% | $4,663+21.2% |
| Participant deferral / active EE | $6,699 | $8,419-20.4% | $8,065-16.9% | $6,689+0.1% |
| Admin fee / account holder | $3,820 | $15,035-74.6% | $12,993-70.6% | $13,390-71.5% |