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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,237 | $196,972+116.9% | $182,262+134.4% | $198,609+115.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.36% | 158.27%-148.9pp | 140.60%-131.2pp | 202.70%-193.3pp |
| Employer contribution / active EE | $7,132 | $5,364+33.0% | $5,046+41.4% | $5,055+41.1% |
| Participant deferral / active EE | $9,678 | $8,643+12.0% | $8,276+16.9% | $6,977+38.7% |
| Admin fee / account holder | $4,270 | $18,429-76.8% | $16,712-74.5% | $19,030-77.6% |