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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,376 | $72,071+75.3% | $68,368+84.8% | $137,256-7.9% |
| Participation rate | 88.2% | 76.2%+12.0pp | 73.8%+14.5pp | 80.0%+8.3pp |
| Annual return | 13.15% | 353.14%-340.0pp | 292.57%-279.4pp | 220.34%-207.2pp |
| Employer contribution / active EE | $4,974 | $2,788+78.4% | $2,649+87.8% | $4,156+19.7% |
| Participant deferral / active EE | $1,268 | $4,410-71.3% | $4,123-69.3% | $6,407-80.2% |
| Admin fee / account holder | $4,474 | $5,336-16.2% | $5,150-13.1% | $12,270-63.5% |