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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,262 | $88,815+26.4% | $81,882+37.1% | $145,897-23.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.39% | 1033.75%-1026.4pp | 779.47%-772.1pp | 552.29%-544.9pp |
| Employer contribution / active EE | $4,535 | $3,086+46.9% | $2,916+55.5% | $4,663-2.7% |
| Participant deferral / active EE | $1,091 | $4,647-76.5% | $4,323-74.8% | $6,689-83.7% |
| Admin fee / account holder | $3,212 | $8,434-61.9% | $7,360-56.4% | $13,390-76.0% |