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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,721 | $29,733-37.0% | $56,025-66.6% | $80,959-76.9% |
| Participation rate | 40.4% | 41.7%-1.4pp | 52.5%-12.2pp | 67.7%-27.3pp |
| Annual return | 17.59% | 35.28%-17.7pp | 1712.69%-1695.1pp | 35.67%-18.1pp |
| Employer contribution / active EE | $872 | $672+29.8% | $1,042-16.3% | $2,757-68.4% |
| Participant deferral / active EE | $2,394 | $1,229+94.8% | $1,955+22.5% | $4,300-44.3% |
| Admin fee / account holder | $11 | $2,434-99.5% | $2,828-99.6% | $6,925-99.8% |