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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,764 | $101,763+12.8% | $164,866-30.4% | $80,874+41.9% |
| Participation rate | 67.2% | 71.8%-4.6pp | 78.6%-11.4pp | 67.6%-0.5pp |
| Annual return | 13.78% | 16.73%-2.9pp | 69.97%-56.2pp | 35.62%-21.8pp |
| Employer contribution / active EE | $3,623 | $2,954+22.6% | $4,343-16.6% | $2,756+31.5% |
| Participant deferral / active EE | $6,975 | $4,477+55.8% | $6,033+15.6% | $4,297+62.3% |
| Admin fee / account holder | $9,040 | $8,228+9.9% | $12,689-28.8% | $6,935+30.4% |