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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,764 | $101,795+12.7% | $165,100-30.5% | $80,959+41.8% |
| Participation rate | 67.2% | 71.8%-4.6pp | 78.6%-11.4pp | 67.7%-0.5pp |
| Annual return | 13.78% | 16.73%-2.9pp | 70.21%-56.4pp | 35.67%-21.9pp |
| Employer contribution / active EE | $3,623 | $2,954+22.7% | $4,348-16.7% | $2,757+31.4% |
| Participant deferral / active EE | $6,975 | $4,476+55.8% | $6,035+15.6% | $4,300+62.2% |
| Admin fee / account holder | $9,040 | $8,221+10.0% | $12,696-28.8% | $6,925+30.5% |