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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,507 | $81,262+415.0% | $155,602+169.0% | $80,911+417.2% |
| Participation rate | 91.7% | 66.2%+25.4pp | 78.2%+13.5pp | 67.6%+24.0pp |
| Annual return | 19.35% | 33.34%-14.0pp | 64.81%-45.5pp | 35.63%-16.3pp |
| Employer contribution / active EE | $12,700 | $3,102+309.4% | $4,675+171.6% | $2,756+360.8% |
| Participant deferral / active EE | $8,921 | $3,451+158.5% | $5,629+58.5% | $4,297+107.6% |
| Admin fee / account holder | $3,235 | $7,992-59.5% | $15,923-79.7% | $6,935-53.3% |