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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,507 | $81,331+414.6% | $155,534+169.1% | $80,935+417.1% |
| Participation rate | 91.7% | 66.3%+25.4pp | 78.2%+13.4pp | 67.7%+24.0pp |
| Annual return | 19.35% | 33.37%-14.0pp | 64.92%-45.6pp | 35.66%-16.3pp |
| Employer contribution / active EE | $12,700 | $3,105+309.0% | $4,675+171.7% | $2,757+360.7% |
| Participant deferral / active EE | $8,921 | $3,454+158.3% | $5,630+58.4% | $4,299+107.5% |
| Admin fee / account holder | $3,235 | $7,999-59.6% | $15,900-79.7% | $6,924-53.3% |