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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,764 | $126,661-56.0% | $113,397-50.8% | $138,895-59.9% |
| Participation rate | 40.0% | 79.4%-39.4pp | 76.5%-36.5pp | 79.9%-39.9pp |
| Annual return | 16.04% | 25.05%-9.0pp | 23.20%-7.2pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,486 | $3,456-28.1% | $2,977-16.5% | $4,194-40.7% |
| Participant deferral / active EE | $7,335 | $5,693+28.8% | $5,076+44.5% | $6,396+14.7% |
| Admin fee / account holder | $2,640 | $14,549-81.9% | $11,957-77.9% | $12,562-79.0% |