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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,218 | $209,336-79.8% | $197,124-78.6% | $137,256-69.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 51.83% | 48.09%+3.7pp | 44.34%+7.5pp | 220.34%-168.5pp |
| Employer contribution / active EE | $43,693 | $6,591+563.0% | $6,227+601.6% | $4,156+951.3% |
| Participant deferral / active EE | $35,281 | $9,614+267.0% | $9,135+286.2% | $6,407+450.7% |
| Admin fee / account holder | $143 | $17,308-99.2% | $16,298-99.1% | $12,270-98.8% |