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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,218 | $275,752-84.7% | $256,809-83.6% | $198,609-78.7% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 51.83% | 34.81%+17.0pp | 32.73%+19.1pp | 202.70%-150.9pp |
| Employer contribution / active EE | $43,693 | $7,721+465.9% | $7,263+501.6% | $5,055+764.3% |
| Participant deferral / active EE | $35,281 | $10,037+251.5% | $9,520+270.6% | $6,977+405.7% |
| Admin fee / account holder | $143 | $25,716-99.4% | $25,146-99.4% | $19,030-99.2% |