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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $102,382-43.9% | $147,005-60.9% | $80,874-29.0% |
| Participation rate | 78.8% | 75.8%+2.9pp | 82.2%-3.4pp | 67.6%+11.1pp |
| Annual return | 10.93% | 134.89%-124.0pp | 418.76%-407.8pp | 35.62%-24.7pp |
| Employer contribution / active EE | $1,958 | $3,715-47.3% | $4,934-60.3% | $2,756-29.0% |
| Participant deferral / active EE | $12,240 | $6,646+84.2% | $8,070+51.7% | $4,297+184.9% |
| Admin fee / account holder | $7,244 | $7,942-8.8% | $13,006-44.3% | $6,935+4.5% |