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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $102,429-43.9% | $147,096-60.9% | $80,925-29.0% |
| Participation rate | 78.8% | 75.9%+2.9pp | 82.2%-3.4pp | 67.7%+11.1pp |
| Annual return | 10.93% | 135.02%-124.1pp | 419.75%-408.8pp | 35.65%-24.7pp |
| Employer contribution / active EE | $1,958 | $3,716-47.3% | $4,936-60.3% | $2,756-29.0% |
| Participant deferral / active EE | $12,240 | $6,649+84.1% | $8,071+51.7% | $4,299+184.7% |
| Admin fee / account holder | $7,244 | $7,957-9.0% | $13,005-44.3% | $6,940+4.4% |