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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $102,385-43.9% | $147,080-60.9% | $80,935-29.0% |
| Participation rate | 78.8% | 75.9%+2.9pp | 82.2%-3.4pp | 67.7%+11.1pp |
| Annual return | 10.93% | 135.09%-124.2pp | 420.17%-409.2pp | 35.66%-24.7pp |
| Employer contribution / active EE | $1,958 | $3,717-47.3% | $4,933-60.3% | $2,757-29.0% |
| Participant deferral / active EE | $12,240 | $6,651+84.0% | $8,066+51.7% | $4,299+184.7% |
| Admin fee / account holder | $7,244 | $7,951-8.9% | $12,989-44.2% | $6,924+4.6% |