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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,024 | $138,386+112.5% | $184,260+59.6% | $80,935+263.3% |
| Participation rate | 76.7% | 83.9%-7.2pp | 86.8%-10.2pp | 67.7%+9.0pp |
| Annual return | 15.30% | 20.02%-4.7pp | 28.84%-13.5pp | 35.66%-20.4pp |
| Employer contribution / active EE | $6,915 | $4,851+42.5% | $6,427+7.6% | $2,757+150.8% |
| Participant deferral / active EE | $13,981 | $7,076+97.6% | $9,133+53.1% | $4,299+225.2% |
| Admin fee / account holder | $25,372 | $10,489+141.9% | $13,898+82.6% | $6,924+266.4% |