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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,903 | $146,267+179.6% | $197,124+107.4% | $82,448+396.0% |
| Participation rate | 72.4% | 84.0%-11.6pp | 86.7%-14.3pp | 68.1%+4.3pp |
| Annual return | 14.33% | 29.61%-15.3pp | 44.34%-30.0pp | 41.64%-27.3pp |
| Employer contribution / active EE | $7,828 | $4,723+65.7% | $6,227+25.7% | $2,551+206.9% |
| Participant deferral / active EE | $12,822 | $7,035+82.3% | $9,135+40.4% | $4,139+209.8% |
| Admin fee / account holder | $45,353 | $14,422+214.5% | $16,298+178.3% | $7,234+526.9% |