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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,847 | $57,140-79.3% | $85,240-86.1% | $80,959-85.4% |
| Participation rate | 40.4% | 56.4%-16.0pp | 67.5%-27.1pp | 67.7%-27.2pp |
| Annual return | 12.57% | 21.71%-9.1pp | 66.75%-54.2pp | 35.67%-23.1pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $935 | $3,115-70.0% | $4,527-79.3% | $4,300-78.2% |
| Admin fee / account holder | $1,066 | $4,992-78.6% | $6,165-82.7% | $6,925-84.6% |