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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,067 | $86,922+0.2% | $102,438-15.0% | $80,874+7.7% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 12.14% | 18.90%-6.8pp | 29.37%-17.2pp | 35.62%-23.5pp |
| Employer contribution / active EE | $2,682 | $2,369+13.2% | $3,024-11.3% | $2,756-2.7% |
| Participant deferral / active EE | $6,843 | $4,119+66.2% | $5,054+35.4% | $4,297+59.3% |
| Admin fee / account holder | $2,841 | $8,050-64.7% | $9,448-69.9% | $6,935-59.0% |