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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,644 | $102,385+178.0% | $147,080+93.5% | $80,935+251.7% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 14.96% | 135.09%-120.1pp | 420.17%-405.2pp | 35.66%-20.7pp |
| Employer contribution / active EE | $11,101 | $3,717+198.7% | $4,933+125.0% | $2,757+302.7% |
| Participant deferral / active EE | $15,526 | $6,651+133.4% | $8,066+92.5% | $4,299+261.1% |
| Admin fee / account holder | $8,373 | $7,951+5.3% | $12,989-35.5% | $6,924+20.9% |