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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,644 | $102,429+177.9% | $147,096+93.5% | $80,925+251.7% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 14.96% | 135.02%-120.1pp | 419.75%-404.8pp | 35.65%-20.7pp |
| Employer contribution / active EE | $11,101 | $3,716+198.8% | $4,936+124.9% | $2,756+302.7% |
| Participant deferral / active EE | $15,526 | $6,649+133.5% | $8,071+92.4% | $4,299+261.2% |
| Admin fee / account holder | $8,373 | $7,957+5.2% | $13,005-35.6% | $6,940+20.6% |