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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,439 | $94,031-47.4% | $115,768-57.3% | $82,448-40.0% |
| Participation rate | 51.2% | 70.4%-19.2pp | 74.4%-23.2pp | 68.1%-16.8pp |
| Annual return | 18.23% | 20.61%-2.4pp | 100.46%-82.2pp | 41.64%-23.4pp |
| Employer contribution / active EE | $1,471 | $2,323-36.7% | $2,940-50.0% | $2,551-42.3% |
| Participant deferral / active EE | $2,426 | $3,972-38.9% | $4,917-50.7% | $4,139-41.4% |
| Admin fee / account holder | $5,119 | $10,249-50.1% | $12,439-58.8% | $7,234-29.2% |