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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,665 | $87,132-57.9% | $105,624-65.3% | $80,959-54.7% |
| Participation rate | 45.7% | 70.4%-24.8pp | 75.3%-29.6pp | 67.7%-22.0pp |
| Annual return | 36.04% | 17.03%+19.0pp | 116.20%-80.2pp | 35.67%+0.4pp |
| Employer contribution / active EE | $1,253 | $2,397-47.7% | $3,168-60.4% | $2,757-54.5% |
| Participant deferral / active EE | $2,349 | $3,985-41.1% | $5,013-53.1% | $4,300-45.4% |
| Admin fee / account holder | $1,354 | $8,449-84.0% | $10,961-87.6% | $6,925-80.4% |