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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,585 | $51,604+468.9% | $129,295+127.1% | $80,874+263.0% |
| Participation rate | 98.2% | 57.0%+41.3pp | 69.6%+28.6pp | 67.6%+30.6pp |
| Annual return | 15.65% | 20.76%-5.1pp | 9429.28%-9413.6pp | 35.62%-20.0pp |
| Employer contribution / active EE | $9,601 | $1,585+505.9% | $4,157+131.0% | $2,756+248.4% |
| Participant deferral / active EE | $10,141 | $2,670+279.8% | $4,169+143.2% | $4,297+136.0% |
| Admin fee / account holder | $5,265 | $4,310+22.2% | $7,665-31.3% | $6,935-24.1% |