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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,585 | $51,631+468.6% | $129,397+126.9% | $80,925+262.8% |
| Participation rate | 98.2% | 56.9%+41.3pp | 69.6%+28.6pp | 67.7%+30.6pp |
| Annual return | 15.65% | 20.77%-5.1pp | 9453.98%-9438.3pp | 35.65%-20.0pp |
| Employer contribution / active EE | $9,601 | $1,583+506.5% | $4,154+131.1% | $2,756+248.3% |
| Participant deferral / active EE | $10,141 | $2,670+279.8% | $4,167+143.4% | $4,299+135.9% |
| Admin fee / account holder | $5,265 | $4,309+22.2% | $7,679-31.4% | $6,940-24.1% |