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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,431 | $114,119-90.9% | $107,187-90.3% | $138,895-92.5% |
| Participation rate | 42.9% | 78.1%-35.2pp | 75.0%-32.2pp | 79.9%-37.1pp |
| Annual return | 15.80% | 273.21%-257.4pp | 204.55%-188.7pp | 145.39%-129.6pp |
| Employer contribution / active EE | $1,388 | $4,059-65.8% | $3,782-63.3% | $4,194-66.9% |
| Participant deferral / active EE | $2,371 | $5,538-57.2% | $5,096-53.5% | $6,396-62.9% |
| Admin fee / account holder | $6,344 | $10,024-36.7% | $9,162-30.8% | $12,562-49.5% |