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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $33,958 |
OPPENHEIMER1 year Filed as: OPPENHEIMER AND CO Service code 16 · EIN 13-5657518 | Consulting | $16,946 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,746 | $79,169-34.6% | $100,415-48.5% | $74,478-30.5% |
| Participation rate | 50.3% | 79.4%-29.1pp | 81.5%-31.2pp | 67.2%-16.9pp |
| Annual return | 14.47% | 20.51%-6.0pp | 49.47%-35.0pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $1,281 | $3,017-57.5% | $3,943-67.5% | $2,626-51.2% |
| Participant deferral / active EE | $2,367 | $7,751-69.5% | $8,091-70.7% | $4,350-45.6% |
| Admin fee / account holder | $10 | $1,337-99.3% | $7,906-99.9% | $1,946-99.5% |