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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,354 | $209,336+11.5% | $197,124+18.4% | $137,256+70.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.51% | 48.09%-31.6pp | 44.34%-27.8pp | 220.34%-203.8pp |
| Employer contribution / active EE | $10,387 | $6,591+57.6% | $6,227+66.8% | $4,156+149.9% |
| Participant deferral / active EE | $14,786 | $9,614+53.8% | $9,135+61.9% | $6,407+130.8% |
| Admin fee / account holder | $8,137 | $17,308-53.0% | $16,298-50.1% | $12,270-33.7% |