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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,967 | $183,539-71.7% | $155,556-66.6% | $145,897-64.4% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 22.73% | 61.31%-38.6pp | 64.84%-42.1pp | 552.29%-529.6pp |
| Employer contribution / active EE | $4,360 | $5,315-18.0% | $4,675-6.7% | $4,663-6.5% |
| Participant deferral / active EE | $4,246 | $6,467-34.3% | $5,631-24.6% | $6,689-36.5% |
| Admin fee / account holder | $530 | $19,275-97.3% | $15,885-96.7% | $13,390-96.0% |