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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,484 | $81,446-12.2% | $103,374-30.8% | $80,874-11.6% |
| Participation rate | 88.0% | 66.9%+21.1pp | 74.5%+13.5pp | 67.6%+20.4pp |
| Annual return | 21.12% | 25.57%-4.5pp | 24.89%-3.8pp | 35.62%-14.5pp |
| Employer contribution / active EE | $9,007 | $3,107+189.9% | $3,869+132.8% | $2,756+226.8% |
| Participant deferral / active EE | $3,005 | $3,870-22.4% | $5,058-40.6% | $4,297-30.1% |
| Admin fee / account holder | $1,710 | $6,715-74.5% | $8,394-79.6% | $6,935-75.3% |