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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,262 | $160,070-33.6% | $147,117-27.8% | $145,897-27.2% |
| Participation rate | 43.8% | 84.0%-40.3pp | 82.2%-38.4pp | 80.3%-36.6pp |
| Annual return | 10.75% | 98.69%-87.9pp | 420.54%-409.8pp | 552.29%-541.5pp |
| Employer contribution / active EE | $3,146 | $5,285-40.5% | $4,932-36.2% | $4,663-32.5% |
| Participant deferral / active EE | $6,375 | $8,419-24.3% | $8,065-20.9% | $6,689-4.7% |
| Admin fee / account holder | $30,081 | $15,035+100.1% | $12,993+131.5% | $13,390+124.6% |