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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,606 | $117,895-35.0% | $102,460-25.2% | $145,897-47.5% |
| Participation rate | 88.2% | 78.6%+9.6pp | 76.5%+11.7pp | 80.3%+7.9pp |
| Annual return | 10.29% | 31.92%-21.6pp | 29.47%-19.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $1,733 | $3,619-52.1% | $3,025-42.7% | $4,663-62.8% |
| Participant deferral / active EE | $5,795 | $5,736+1.0% | $5,056+14.6% | $6,689-13.4% |
| Admin fee / account holder | $1,055 | $13,353-92.1% | $9,460-88.9% | $13,390-92.1% |