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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,982 | $29,319-79.6% | $52,425-88.6% | $82,448-92.7% |
| Participation rate | 41.5% | 46.9%-5.4pp | 55.6%-14.2pp | 68.1%-26.6pp |
| Annual return | 24.01% | 535.20%-511.2pp | 302.12%-278.1pp | 41.64%-17.6pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,055 | $1,171-9.9% | $1,790-41.1% | $4,139-74.5% |
| Admin fee / account holder | $32 | $1,962-98.4% | $2,495-98.7% | $7,234-99.6% |