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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,742 | $166,131-43.6% | $164,975-43.2% | $145,877-35.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.69% | 100.37%-88.7pp | 70.12%-58.4pp | 551.28%-539.6pp |
| Employer contribution / active EE | $2,933 | $5,276-44.4% | $4,343-32.5% | $4,663-37.1% |
| Participant deferral / active EE | $10,445 | $6,962+50.0% | $6,033+73.1% | $6,691+56.1% |
| Admin fee / account holder | $1,763 | $16,648-89.4% | $12,688-86.1% | $13,402-86.8% |