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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,870 | $156,398+235.6% | $147,318+256.3% | $138,895+277.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.57% | 78.75%-61.2pp | 70.43%-52.9pp | 145.39%-127.8pp |
| Employer contribution / active EE | $21,616 | $4,853+345.4% | $4,593+370.6% | $4,194+415.4% |
| Participant deferral / active EE | $17,034 | $8,237+106.8% | $7,906+115.4% | $6,396+166.3% |
| Admin fee / account holder | $4,337 | $14,976-71.0% | $13,708-68.4% | $12,562-65.5% |